Ask Ryan – FOR BUYERS

While it's possible to tour homes without a pre-approval, having one is crucial to being competitive in the Lincoln market. Sellers and their agents typically expect buyers to be pre-approved, as it indicates that they're serious, qualified, and ready to move forward. By getting pre-approved, you'll be better positioned to make a strong offer when you find the right home, and you'll be less likely to miss out on an opportunity. It's also recommended to work with a local lender.

In Lincoln's competitive real estate market, being prepared is key. Whether you're searching in Country Club, Colonial Hills, Highlands, South Lincoln, or Near South, having a pre-approval will give you an edge. You'll be able to move quickly when you find the right home, and you'll be more attractive to sellers to get your offer accepted.

Yes! The Nebraska Investment Finance Authority (NIFA) and NeighborWorks Lincoln offer programs that can help with down payments, closing costs, and education courses. These programs make homeownership more accessible for first-time buyers. 

The top five fastest growing neighborhoods are South Lincoln, Wilderness Hills, The Highlands, Near South, and Colonial Hills. Each of these areas offers unique advantages, from family-friendly communities and new housing developments to affordable options and walkable neighborhoods. 

As of 2025, the median home price in Lincoln, NE real estate is about $357,000 for existing homes and $466,000 for new construction homes, with a combined median of $368,000. Prices can range between $285,000–$300,000 depending on neighborhood, home size, and updates. Overall, Lincoln remains more affordable than nearby metro areas such as Omaha or Kansas City, making it an attractive market for both buyers and sellers. 

Downtown, Near South, and Haymarket areas are the most walkable. Suburbs and newer developments are more car-dependent. 

Absolutely. Virtual tours, remote notarization, and local agents make it possible to buy from afar. Many out-of-state buyers purchase investment properties this way. 

Spring and early fall are typically the strongest selling seasons in Lincoln. However, listing in the fall during Husker football season or winter with less competition can also work to a seller’s advantage. When it comes down to it, the best time to sell is when the time is right for you and each time of year has its own advantages and it's also important to get current market data to inform your timing and strategy of listing you home for sale.

On average, homes in Lincoln sell within 30 days if priced competitively. Move-in-ready homes in hot neighborhoods may sell in under 2 weeks. 

While not legally required, many buyers request radon testing during inspections. Since Nebraska has a high radon risk, installing a mitigation system ahead of listing can make your home more attractive to buyers. 

Yes. Staging makes homes more appealing and can help sell faster and for more money. Even simple decluttering and neutral décor makes a big difference. 

Yes. Selling “as-is” means you are not making repairs before closing. However, expect buyers to negotiate more aggressively. A pre-inspection can help avoid surprises. 

Yes. You can sell with tenants in place, but it may limit your buyer pool. Some buyers, especially investors, prefer this setup. Others may request the property be vacant.